Money Saving Tips | Saving Advice | Finance | Personal Finance News

Times Online Top 20 Best British Personal Finance Blog

“Money Saving ” doesn't mean you have to go without!

Is downsizing the right way to save money?

As we have always contested, saving money isn’t the same thing as living a frugal or miserly lifestyle. Being financially savvy can allow you to manage your money without having to cut back on necessities and sometimes big changes, like downsizing your property, can be just what is needed to save money. Why downsize? Downsizing your house when times are tough is a standard policy for some people, but...

How to cut your water bills

Nobody likes wasting money and this has never been more important than in today’s modern society. With water bills inevitably set to rise in the future, we all need to be doing everything within our power to keep our costs to an absolute minimum. However, unlike gas and electricity, you can’t simply switch to another water provider to save money. So what are your options? Fortunately, there are a number...

Professional Liability Insurance – Can your business afford not to have it?

Professional liability insurance, also known as errors and omissions Insurance, PI or professional indemnity insurance. This type of insurance will insure a professional or a business against claims made for financial losses due to error, negligence or misrepresentation on the part of the person or business. Loosely defined, this means failure to provide the standard of skill, care or advice as expected by the...

Borrowing Basics – Questions to Ask When Borrowing Credit

Borrowing credit can feel like a very daunting process if you’re unfamiliar with what’s involved. Therefore, it’s always good to know the basics before you go ahead borrowing money; by asking yourself and the lender questions, you’ll both be fully aware of what is going on. What is the ideal amount to borrow? Although it may sound like a very simple question to ask yourself, the amount...

Owning and Insuring a Classic Car

Most car lovers like me know just how expensive it is to maintain a modern car even before it hits the roads, but what about a classic car? You have all the specialised parts, equipment, cleaning materials. These can all cost a small fortune on many of the hard-to-get models of cars, even more expensive can be the measures needed to counter problems such as bad rust, electronic issues and faulty mechanisms! Once...