Cheap Travel Insurance – Don’t Leave Home Without it

Travel has become a lot cheaper these days thanks to the Internet.

Canny holiday makers use the latter to mix and match cheap flights, accommodation bargains and competitive travel insurance.

While on the subject of insurance – it’s worth remembering that is is now cheaper and easier to obtain it by searching online. Web based companies don’t  have the high overheads of many insurance companies because they work online and therefore don’t have to embark on expensive advertising.

There are numerous benefits in having travel insurance – peace of mind that if you have an accident or become ill your medical bills will be paid and you can receive expert treatment quickly. The high cost of medical treatment abroad highlights the importance of taking out enough cover. Even minor surgery could cost over £10,000 in Europe and an overwhelming £30,000 in America.

When it comes to choosing a policy remember to make sure you have adequate cover. cheaptravelinsurance.com offers two levels, Standard with cover up to £5,000,000 & Super with cover up to £10,000,000

There are various considerations to take into account when picking a policy. If you are likely to take more than two trips a year, it is probably worthwhile investing in annual multi-trip insurance to cover you rather than a single-trip policy.

Annual Multi Trip cover allows travel of up to 183 days a year and a choice of 31, 45 or 60 days cover PER TRIP. cheaptravelinsurance.com actually have an exclusive product with consolidators allowing up to 91 days per trip but pre existing is excluded from this particular product and is available currently from MoneySupermarket.com and Confused.com.

cheaptravelinsurance.com were featured this summer in the Which Best Buys for their Over 65 Travel Insurance products, based on cover and price. They even cover up to age 80 years of age and are underwritten by Europ Assistance who are one of the UK’s largest travel insurance underwriters and the emergency call centre always have a doctor present and nurses so you can be talked through a situation while waiting for a helicopter etc to take you to hospital. Cruise Holidays are also covered as standard on all their policies at no extra cost.

For people planning a gap year or career break travelling the world, you can opt for a Backpacker’s Insurance Contract, which covers trips lasting for a year or 18 months. Their policy is unlike many others allowing you to return to the UK within the period because it doesn’t cancel the policy just pauses it until you fly back out of the UK.