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The best investments to make in 2017

If you’re thinking about making a move into investments this year, then the likelihood is you’ll need some advice on where to move your money. Your financial future could depend on what you invest in this year so, before you begin, here’s a handy guide on which areas are deemed to be the most lucrative. Property The key to investing in property is knowing how to balance risk and reward. It has fast become...

5 Great ways to save money on your mortgage

While taking out a mortgage is obviously ideal for purchasing property or any other big money buy, it could very plausibly put you into more debt than you have ever had. Naturally, then, it’s in your interest to relieve the financial burden of a mortgage whenever and wherever you can. In this article, we look at five ways in which you can trim your mortgage’s costs. It wouldn’t be an exaggeration...

Can Brexit help my personal finances?

When the UK’s decision to leave the EU was first announced, it caused a great amount of political and economic turmoil. In the first few weeks especially, we saw a great amount of market uncertainty and kneejerk reaction from companies and investors alike. Although market uncertainty still remains as we’re unsure what Brexit will look like, and it remains unclear when Article 50 will be triggered, the markets...

The Finances Behind Leasing Explained

When considering the increasingly popular method of leasing, as a way of financing a vehicle, it’s worthwhile understanding how it works financially. A grasp of the basic principles can help you make an informed decision. Leasing: unlike other financing methods Leasing is unlike other financing methods except, to a degree, PCPs (Personal Contract Purchase) in that you never own the car. You are effectively...

Are We Living Beyond Our Means?

What this could mean for the future of personal debt? – The UK is a nation of borrowers. A combination of cheap credit – through low interest rates – and the high cost of houses and other big ticket items means that many of us turn to lending to afford the things we need in life. It has led to a situation in which the UK owes a combined £1.5 trillion, with an average debt per household of more than...

Is it ever possible to make risk-free money while betting?

The short answer is ‘yes’ – surprisingly, it is possible to make risk-free money while betting. This is because the technique used does not involve gambling in the traditional sense. We are referring to ‘matched betting’ – an approach that involves covering all outcomes so that you are never out of pocket and are always making a profit. You won’t be gambling at all. So, if this matched betting...