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Staying in for the evening? Don’t surrender to the movie night option

Staying in is the new going out or so we’ve been constantly told ever since the financial crisis back in 2008 stopped us all short and made us think more carefully about frivolous spending. But while you might be spending more time at home in the evenings than you used to, it’s not always easy to think of fun things to do. Sure, you can always buy a nice bottle of wine and enjoy that while you watch a movie,...

How to Cut the Costs of Caring For Man’s Best Friend

Anyone who has a dog will know that they can be loyal and loving companions. Not only do they offer you a sense of security at home, but they can also be great playmates for the kids and keep you fit with their need for lots of walks. That’s not to say that dog ownership isn’t without its challenges. As well as the time commitment, they can significantly add to the household expenses. In fact, according...

3 Tips to save money on your car insurance

Are you’re struggling under the weight of an expensive car insurance plan, or if you’re looking to insure a new car? Here are three tips that will help you save money whichever plan you choose. Set the right excess Sometimes it’s worth considering a higher excess if you’re starting a new price plan, as this will result in lower premiums. However, you need to make sure you can afford the premium if you...

Can Brexit help my personal finances?

When the UK’s decision to leave the EU was first announced, it caused a great amount of political and economic turmoil. In the first few weeks especially, we saw a great amount of market uncertainty and kneejerk reaction from companies and investors alike. Although market uncertainty still remains as we’re unsure what Brexit will look like, and it remains unclear when Article 50 will be triggered, the markets...

How to choose your cars wisely based on income

Do you consider yourself a “car person”, or are you simply looking for a car that will get you to and from work every day? If you’re not particularly passionate about driving a certain make or model, the amount of your salary you spend on your car should show this. The 20% rule Some money saving websites recommend using a number of percentages as a rule of thumb to work out how much you can really afford...

5 Ways to Keep Costs down on Commercial Projects

2016 marked itself as a period of industrial progress all around the world. From work on the Allianz Tower in Milan to Shinsegae International in South Korea, commercial projects are renowned as symbols of industrial power and aesthetic glories of the age. However, as our buildings grow bigger, as do the costs around constructing them. Here are five ways of preserving your budget when working on your next commercial...