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“Money Saving ” doesn't mean you have to go without!

Raise some cash for your savings account

Raising money to put away into a savings account is no easy matter these days. If your loose change is not in the bank, you’ll probably be tempted to spend it! If you’re really serious about some money, you’ll need to put the cash in to a savings account, this will help you build the savings that you really need for some future purchase such as: House or Flat New Car Holiday Family Rainy...

Three ways to have fun while spending less than you think

If you’re on a budget and watching the pennies, one of the first things you inevitably cut back on is the fun things in life. Days out, meals out and holidays aren’t necessities, after all; you can get by without them. However, unless times are really hard, you need to have some outlet for enjoyment every now and then. Take a look at the ideas below on how you can have fun, but not necessarily spend as much...

Feel the love this Valentine’s and not the hefty bank balance!

Frugal love doesn’t sound very attractive does it, but romance on a budget doesn’t have to equate to fake diamonds and gold plated jewellery. A tight budget moves the emphasis away from collateral and onto creativity, which can mean much more personal and unique expressions of devotion. So go on, try doing something original on February the 14th 2018. Here are a few very simple ideas to get you thinking: Make...

Health & Safety Working From Home

Many businesses are downsizing their offices and setting employees up at home with a desk, chair and computer, but this doesn’t exclude them from the responsibilities of Health and Safety issues. Your employer still have a legal obligation to take care of you! The Health and Safety at Work Act 1974 (HSWA) places duties on employers, self-employed people and employees to protect the health, safety and welfare...

Damaged Goods: Your rights and what do do

With Christmas on the horizon, many of us are anxiously awaiting the arrival of our Black Friday bargains and presents. Research has shown that 60% of people have experienced problems with deliveries, and not even Santa is off the hook. From arctic winds to sandstorms, your presents have to withstand a lot on their way to you. If you do find yourself with a damaged item, there’s no need to worry. Protective...

The Cost of Christmas

The best things in life are free – except at Christmas it seems. Despite being known as a time for peace and joy, many will be left with the stress of repaying debts accumulated in the lead up to the festive period by choosing to spread the cost of purchases over credit cards, overdrafts and personal loans. Research conducted by international banking and financial services group ING revealed that British shoppers...