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Can Brexit help my personal finances?

When the UK’s decision to leave the EU was first announced, it caused a great amount of political and economic turmoil. In the first few weeks especially, we saw a great amount of market uncertainty and kneejerk reaction from companies and investors alike. Although market uncertainty still remains as we’re unsure what Brexit will look like, and it remains unclear when Article 50 will be triggered, the markets...

How to choose your cars wisely based on income

Do you consider yourself a “car person”, or are you simply looking for a car that will get you to and from work every day? If you’re not particularly passionate about driving a certain make or model, the amount of your salary you spend on your car should show this. The 20% rule Some money saving websites recommend using a number of percentages as a rule of thumb to work out how much you can really afford...

5 Ways to Keep Costs down on Commercial Projects

2016 marked itself as a period of industrial progress all around the world. From work on the Allianz Tower in Milan to Shinsegae International in South Korea, commercial projects are renowned as symbols of industrial power and aesthetic glories of the age. However, as our buildings grow bigger, as do the costs around constructing them. Here are five ways of preserving your budget when working on your next commercial...

The Finances Behind Leasing Explained

When considering the increasingly popular method of leasing, as a way of financing a vehicle, it’s worthwhile understanding how it works financially. A grasp of the basic principles can help you make an informed decision. Leasing: unlike other financing methods Leasing is unlike other financing methods except, to a degree, PCPs (Personal Contract Purchase) in that you never own the car. You are effectively...

Are We Living Beyond Our Means?

What this could mean for the future of personal debt? – The UK is a nation of borrowers. A combination of cheap credit – through low interest rates – and the high cost of houses and other big ticket items means that many of us turn to lending to afford the things we need in life. It has led to a situation in which the UK owes a combined £1.5 trillion, with an average debt per household of more than...

How homeowners can save loads of money when it’s time to sell up

If you have reached a stage where you would like to sell your home, it’s worth treading carefully to assess how you could trim costs of selling your house. After all, you could find that there are actually many ways in which you can do this. Therefore, by simply selling your home in the most obvious and traditional manner, you could end up spending lots of money that you could have saved had you been...