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How to save money on calls costs

Making phone calls can be expensive. You’re probably not the first person to have been hit by a surprisingly high bill. From your initial contract, through to the individual calls you make, stick to these tips, and you’ll make savings on the cost of your calls. Do you automatically renew? If your mobile contract is up for renewal or you just want a better landline deal, then take the time to consider what...

Is it ever possible to make risk-free money while betting?

The short answer is ‘yes’ – surprisingly, it is possible to make risk-free money while betting. This is because the technique used does not involve gambling in the traditional sense. We are referring to ‘matched betting’ – an approach that involves covering all outcomes so that you are never out of pocket and are always making a profit. You won’t be gambling at all. So, if this matched betting...

Pension savings – Employed vs self-employed

The internet has created a cohort of self-employed entrepreneurs who are absolutely focused to maintaining their successful business. But, by focusing on their business and neglecting their personal finances, are the self-employed gen X’ers are putting their future at risk? To survive the worst economic climate of recent times, self-employed 35-44 year olds (generation X) have put their business above personal...

What are funeral plans and do I need one?

A funeral plan works in an essentially very simple and straightforward way: you plan for the funeral arrangements you want to made for you when your time comes, but you also take steps to ensure that the cost of those arrangements is covered in advance. In that way, your surviving loved ones are not left with the difficult decisions likely to be involved in finding the cash to pay for the arrangements set out...

It’s never too early for Christmas, is it?!

Did you notice that this year many retail shops started their Christmas displays from as early as September, we hadn’t even finished Summer or celebrated Halloween. Now Black Friday seems to be starting well before the 25th of November too! Perhaps retailers know that most shoppers will be hunting out bargains online again this year and hope their festive looking shops will hypnotise you into making some...

Got GPS on your phone? Get outdoors and find hidden treasure!

TREASURE…… X marks the spot. Well it’s not that easy to find treasure these days but once you know a location you’re half way there! I remember doing treasure hunts when I was a kid, my parents would hide small containers in the soil at our local allotment and make clues so my brothers and I could find the hidden treasure! Then as young adults we advanced to doing car treasure hunts...