Money Saving Tips | Saving Advice | Finance | Personal Finance News

Times Online Top 20 Best British Personal Finance Blog

“Money Saving ” doesn't mean you have to go without!

The Finances Behind Leasing Explained

When considering the increasingly popular method of leasing, as a way of financing a vehicle, it’s worthwhile understanding how it works financially. A grasp of the basic principles can help you make an informed decision. Leasing: unlike other financing methods Leasing is unlike other financing methods except, to a degree, PCPs (Personal Contract Purchase) in that you never own the car. You are effectively...

Are We Living Beyond Our Means?

What this could mean for the future of personal debt? – The UK is a nation of borrowers. A combination of cheap credit – through low interest rates – and the high cost of houses and other big ticket items means that many of us turn to lending to afford the things we need in life. It has led to a situation in which the UK owes a combined £1.5 trillion, with an average debt per household of more than...

How homeowners can save loads of money when it’s time to sell up

If you have reached a stage where you would like to sell your home, it’s worth treading carefully to assess how you could trim costs of selling your house. After all, you could find that there are actually many ways in which you can do this. Therefore, by simply selling your home in the most obvious and traditional manner, you could end up spending lots of money that you could have saved had you been...

How to save money on calls costs

Making phone calls can be expensive. You’re probably not the first person to have been hit by a surprisingly high bill. From your initial contract, through to the individual calls you make, stick to these tips, and you’ll make savings on the cost of your calls. Do you automatically renew? If your mobile contract is up for renewal or you just want a better landline deal, then take the time to consider what...

Is it ever possible to make risk-free money while betting?

The short answer is ‘yes’ – surprisingly, it is possible to make risk-free money while betting. This is because the technique used does not involve gambling in the traditional sense. We are referring to ‘matched betting’ – an approach that involves covering all outcomes so that you are never out of pocket and are always making a profit. You won’t be gambling at all. So, if this matched betting...

Pension savings – Employed vs self-employed

The internet has created a cohort of self-employed entrepreneurs who are absolutely focused to maintaining their successful business. But, by focusing on their business and neglecting their personal finances, are the self-employed gen X’ers are putting their future at risk? To survive the worst economic climate of recent times, self-employed 35-44 year olds (generation X) have put their business above personal...