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Monthly cost cutting: Effective ways to reduce expenses

There are dozens of ways to save money, but many people are put off by the fact they know it means making sacrifices. Nevertheless, there are many benefits of changing your lifestyle to get out of debt and take control of your life. If you don’t know where to start, we’ve put together a list of ways to help you reduce your expenses and save money: Set goals Set yourself an attainable and realistic goals....

Feel the love this Valentine’s and not the hefty bank balance!

Frugal love doesn’t sound very attractive does it, but romance on a budget doesn’t have to equate to fake diamonds and gold plated jewellery. A tight budget moves the emphasis away from collateral and onto creativity, which can mean much more personal and unique expressions of devotion. So go on, try doing something original on February the 14th 2018. Here are a few very simple ideas to get you thinking: Make...

Damaged Goods: Your rights and what do do

With Christmas on the horizon, many of us are anxiously awaiting the arrival of our Black Friday bargains and presents. Research has shown that 60% of people have experienced problems with deliveries, and not even Santa is off the hook. From arctic winds to sandstorms, your presents have to withstand a lot on their way to you. If you do find yourself with a damaged item, there’s no need to worry. Protective...

Fashion Brands and Apps – Look Amazing on a Budget!

Gok Wan Yourself – DIY style! Experts have said that when we think we look good, we also feel good. Taking the time out of your day to put on clothes or put some hair products in your hair can make you look better and feel more confident. However, with the economic pressures facing us today, how can you continue to look good? Here are five tips for both men and women to help you look good without destroying...

The Finances Behind Leasing Explained

When considering the increasingly popular method of leasing, as a way of financing a vehicle, it’s worthwhile understanding how it works financially. A grasp of the basic principles can help you make an informed decision. Leasing: unlike other financing methods Leasing is unlike other financing methods except, to a degree, PCPs (Personal Contract Purchase) in that you never own the car. You are effectively...

It’s never too early for Christmas, is it?!

Did you notice that this year many retail shops started their Christmas displays from as early as September, we hadn’t even finished Summer or celebrated Halloween. Now Black Friday seems to be starting well before the 25th of November too! Perhaps retailers know that most shoppers will be hunting out bargains online again this year and hope their festive looking shops will hypnotise you into making some...