In this age, materialism is something we’ve become accustomed to. In its simplest form, materialism is the focus on things – being fixated about obtaining them and irritated by a need to maintain them.

It’s the norm to get excited about the latest gadgets or a new dress, but could our fascination with consumer goods be running our bank balances into the ground? Whilst there’s nothing wrong with this – there are ways to be more efficiently materialistic. When it comes to coveting things that we really don’t need –trying to resist some of them could save you a lot of money.

Simply buying only the clothes that you absolutely need may be an achievable task for a few people. But for most of us, it would be boring to say the least. Having a range of clothes to choose from every morning is imperative to our mood and confidence.

By asking yourself, however, why you need an item of clothing before buying it, you can assess whether or not you’ll be wasting your money. If you want a cardigan just because it will go with the pair of shoes you bought last week – try to refrain and save your money. If you want it because you know it will make you feel more confident at a work party next week – this is a much better reason!

Try to remember that happiness isn’t solely based on having everything you take a liking to. Spending money on pretty possessions should be to make you feel more confident, not content.

Jewellery is not a necessity – but this doesn’t stop us from being completely enchanted by it. And rightly so – it’s nice to feel confident and dressed up. If you’re looking to save money, however, it might be a good idea to look at your spending habits and the reasons why you buy jewellery. If you like to splurge on diamonds, for instance, would you not feel just as good wearing a cheaper stone? Similarly, how would you feel about selling old jewellery that you don’t wear anymore?

There’s no getting around the fact that a lot of us are becoming more dependent on gadgets. As more and more apps dominate our lives and make things easier, it’s clear to see why we’re so in love with technology. If we could only revert back to a few simpler things in life, though – we’d be able to let go of some of our obsession to have the latest gaming consoles and smartphones. Next time you’re dwelling over getting upgrading your phone to the newest model, or you want a better Sat Nav, think of the money you could save by just lowering your dependence on technology.

As far as materialism goes, as a generation we are definitely guilty. Your outgoings, however, can be lowered if you just remain mindful as to the reasons behind your spending.


Peter has received many accreditation's including many from the Times Online. As founder of You Could Save (2005) , What Stationers (2007) and more recently, Peter Millikin (2018). Peter regularly helps consumers and national organisation ‘save money’. He believes that the only successful way to bring people together online is to provide an open marketplace where people can all work together in a friendly, unbiased environment.

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