You Are Browsing ‘House & Home’ Category
Of course, the main factor that suggests you’re ready to make any type of investment is your financial status. You need to be able to afford the property investment, plus any extra costs involved, so be sure to work out whether you’re on the right track financially. Know Your Long Term Goals If you’ve recently started a new, higher paying job, received money from inheritance or got a promotion...
Home renovation can quickly become more expensive than expected, especially if you don’t have a solid game plan going into the project. Homeowners often find themselves overspending for materials/labour and relying on financing, which adds unnecessary interest to the equation. If you’re willing to spend a bit of extra time searching for the right tradespeople and materials, you could be...
Saving money on home maintenance and repairs is a priority for frugal homeowners who want to avoid unnecessary expenses. It’s fair to say that when performing proper home maintenance, it reduces the cost of ownership because fewer things in the home tend to go wrong and when they do, it’s a less frequent occurrence. Accordingly, a bit of preventative home maintenance along with the occasional necessary...
One of the focal points in a home is the kitchen. It could be argued that this is probably one of the most used rooms in the house when people aren’t sleeping specifically if the kitchen is of a size that maybe has a dining area contained within it. One of the options could be to uproot your kitchen and do a major project where you could call in a number of specialists and potentially remodel. We...
If you have bought or otherwise come into property to let, you are effectively running a business in which the principal asset is, of course, the building and your income stream the rents you collect from your tenants. It is important to establish this essentially commercial aspect of owning let property. This is the key to understanding how and why let property insurance (or landlord’s insurance or buy to...
While taking out a mortgage is obviously ideal for purchasing property or any other big money buy, it could very plausibly put you into more debt than you have ever had. Naturally, then, it’s in your interest to relieve the financial burden of a mortgage whenever and wherever you can. In this article, we look at five ways in which you can trim your mortgage’s costs. It wouldn’t be an exaggeration...
