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What is let property insurance?

If you have bought or otherwise come into property to let, you are effectively running a business in which the principal asset is, of course, the building and your income stream the rents you collect from your tenants. It is important to establish this essentially commercial aspect of owning let property. This is the key to understanding how and why let property insurance (or landlord’s insurance or buy to...

5 Great ways to save money on your mortgage

While taking out a mortgage is obviously ideal for purchasing property or any other big money buy, it could very plausibly put you into more debt than you have ever had. Naturally, then, it’s in your interest to relieve the financial burden of a mortgage whenever and wherever you can. In this article, we look at five ways in which you can trim your mortgage’s costs. It wouldn’t be an exaggeration...

Is it ever possible to make risk-free money while betting?

The short answer is ‘yes’ – surprisingly, it is possible to make risk-free money while betting. This is because the technique used does not involve gambling in the traditional sense. We are referring to ‘matched betting’ – an approach that involves covering all outcomes so that you are never out of pocket and are always making a profit. You won’t be gambling at all. So, if this matched betting...

5 Ways to Save Money on Parking Costs

Every car trip we make starts and finishes with a parking space. And as the average UK license holder takes 14 car trips per week, that’s around 1,500 parking spaces that the typical Brit has to find every year. Of course, many of those spaces will be on our own driveway or street, but paying for parking is an unavoidable cost for drivers, and one we all hate, especially in larger cities where central parking...

5 Easy Ways To Save More Money This Year

The vagaries of the economy that have created global stock market unease over the last few years are by no means over, and many British households are still feeling the pinch. There are plenty of ways though for you to save money in 2016 – here’s some good places to start… Open an ISA If you’re new to the concept, you may be wondering what does ISA mean? Don’t worry, there’s so much jargon in...

How do we spend money these days? The results in this infographic may surprise you

Have you ever wondered what effect the late 2000s recession had on our household spending habits here in the UK? Have we truly tightened our belts? Now in the late 2010s, do we still spend our money in similar ways to before the economic slowdown, or have we drastically altered our priorities with regard to expenditure on housing, food and drink, transport and other key categories? Well, wonder no more –...