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Feel the love this Valentine’s and not the hefty bank balance!

Frugal love doesn’t sound very attractive does it, but romance on a budget doesn’t have to equate to fake diamonds and gold plated jewellery. A tight budget moves the emphasis away from collateral and onto creativity, which can mean much more personal and unique expressions of devotion. So go on, try doing something original on February the 14th 2018. Here are a few very simple ideas to get you thinking: Make...

The Cost of Christmas

The best things in life are free – except at Christmas it seems. Despite being known as a time for peace and joy, many will be left with the stress of repaying debts accumulated in the lead up to the festive period by choosing to spread the cost of purchases over credit cards, overdrafts and personal loans. Research conducted by international banking and financial services group ING revealed that British shoppers...

House shares and how to better manage  household finances

House shares are an excellent way to save money on household bills and expenditures, however it’s important to learn how to manage household finances, to avoid late bill payments and potential disagreements between housemates. If you’ve had difficulties with house shares in the past, or you’re sharing a house for the first time, these tips from icount will provide you with the best information on how to...

Banks Doing Britons a Disservice with Money Transfers

UK banks and financial institutions are notorious for the high fees and commissions, hidden charges, and regulatory constraints that they impose upon people making international currency transfers. Major UK banks like Barclays typically charges much higher fees than non-bank money transfer services across the board. With Barclays for example, the fees for a SEPA payment are £15, for an international standard...

How will the outcome of the general election affect your finances?

On April the 18th Theresa May called a snap general election that she felt would cement the Conservative position as the majority ruling party of the UK. Post-election, that Conservative majority is lost and uncertainty is abound as the party look to make a deal with the DUP to form a coalition government. What will the outcome of this election and any resulting government mean for your finances? The Conservative...

What is let property insurance?

If you have bought or otherwise come into property to let, you are effectively running a business in which the principal asset is, of course, the building and your income stream the rents you collect from your tenants. It is important to establish this essentially commercial aspect of owning let property. This is the key to understanding how and why let property insurance (or landlord’s insurance or buy to...